Stanbic IBTC wants customers to embrace its EZ Cash that provides instant loans payable over a year at a low-interest rate this yuletide season.
Stanbic IBTC, a member of Standard Bank Group, announced this while launching a 21 Days of Christmas Campaign to supporting customers with products and services that meet their lifestyle needs.
The Stanbic IBTC EZ Cash offers loans that can be paid up over 12 months at a meagre 2.5 per cent interest, Wole Adeniyi, Chief Executive of the bank says.
Understanding the importance of having cash on hand to cater to self, family and loved ones this season, the financial organisation is reminding customers to take advantage of its EZ Cash product which provides instant loans that can be paid up over 12 months at a meagre 2.5 per cent interest, according to the Stanbic IBTC CEO.
In addition, customers can access up to 50 per cent of their next salary in the form of salary advance, in order to meet urgent financial demands ahead of the festivities. Besides loans, the institution is also making cash more accessible by enabling ATM withdrawals without the use of a debit card using a simple paycode feature, Adeniyi says.
The 21 Days of Christmas campaign encourages customers to spread cheer this holiday season, while also reminding them of the wide range of Stanbic IBTC products designed to ease everyday living.
Adeniyi says the bank is showcasing offerings for customers to receive payments seamlessly without getting charged when using C’Gate, to being able to gift someone a mutual fund, to getting extra cash needed for the year-end celebrations using a personal credit card loan.
Stanbic IBTCs mobile App and online channels will remain accessible for scheduled payments and instant transactions even on public holidays to ensure that customers enjoy ease on all transactions, Adeniyi says.
Stanbic IBTC says it is encouraging customers to gift mutual funds that can help loved ones achieve their financial goals over the short, medium and long term.
With as little as N5000, customers can buy mutual fund gifts for others, and those who spread the most cheer, stand a chance of getting rewarded with mutual funds.
Still on giving, customers can get between 5 to 10 per cent discounts when they shop with their Stanbic IBTC Mastercard or Stanbic IBTC Verve debit cards at various malls and outlets such as Hubmart, Pricepally, Chicken Republic, Konga, Kwik Delivery and Kwik Bites. Not to forget the @Ease Slash, which offers a reduction in bank charges on @Ease wallet to a flat rate of N10 from the regular bank charge for transactions, the bank CEO says.